The OPAY payment system provides the opportunity to accept local and international payments through popular payment methods such as online banking, payment cards, and others. Regardless of the payment method your customer chooses, you will receive the funds into one account and be able to manage them easily.
Customers will be redirected to the bank or payment page where they can securely confirm their payment.
After the payment is successfully processed, customers will receive a notification and confirmation email.
The OPAY payment system instantly notifies you of the customer's completed payment in real-time.
After installing the most popular online banking service Bank Link, customers can make payments through any Lithuanian bank's online banking system. By choosing this payment method and logging in to their online banking, a payment order is generated, which the customer only needs to confirm during the payment process. These payments are fully automated and executed in a matter of seconds, allowing you to immediately start fulfilling the customer's order.
The Payment Initiation Service is an alternative to the Bank Link service, based on open banking and rapidly gaining popularity not only in the Baltic countries but also throughout the European Union. During the payment process, the customer grants permission to a licensed payment intermediary* to access their account and initiate a payment on their behalf with the chosen financial institution. Subsequently, the customer confirms the generated payment instruction. Similar to the case with Bank Link, these payments are fully automated; however, there are more steps in the payment process, and the funds might take slightly longer to be credited.
By installing our payment system, you will provide your customers with a unique opportunity to make payments with cash at physical locations, which comprise a network of more than 2800 locations throughout Lithuania, in addition to traditional payment methods. This payment method is partially automated and attractive to those who prefer to use cash for payments. When a customer chooses this payment method, a payment order is generated and needs to be presented at one of the service locations. As with other payment methods, your website will be automatically notified of a successful payment, allowing you to promptly proceed with the order, but the funds may take longer to be credited. Before you begin processing credit card payments, we recommend thoroughly reviewing the necessary requirements. For your convenience, we have prepared a detailed informational guide, which you can access here.
By installing our payment system, you will offer your customers the unique opportunity to make cash payments at numerous physical locations throughout Lithuania, in addition to traditional payment methods.
The installment service lets you accept payments from customers interested in paying for goods or services in installments, utilizing a leasing company's offer. Integrating this automated payment method alleviates any concerns about document management, providing customers with immediate feedback on financing options. Upon selecting this payment option, the customer is directed to the leasing company's system to assess their creditworthiness based on the provided information and establish an installment payment agreement. You'll promptly receive information about the electronically signed contract in real-time, allowing you to initiate the fulfillment of the customer's order promptly. The full shopping cart amount is transferred to you, enabling the customer to make installment payments over a specified period conveniently.
By integrating a payment system, you can offer your customers another payment service - money transfer through a Lithuanian or foreign bank. As with cash services, the payment method is partially automated - at the time of payment, the system creates a payment order for the customer. After logging into their online banking, the customer transfers the money according to the information provided in the payment order, or can provide this payment order at the bank branch. After the payment is made, the system automatically informs your website, allowing you to immediately process the order. The collected funds will be transferred to your account, so you don't need to worry about separate transfers to different banks.
The price of our services is without any hidden fees or surprises!
